How Do I Stop This Bad Habit?
Taiwo Ayandeyi
My Salary is a little above #100, 000 naira, My friends know I am working which brings enormous pressure on me, They think it is a high paying job because of the Corporate dressing and all.
I don't Know if it is the hardship from this era, but now 4 out of every phone calls someone receives is usually them asking you to lend them money. Currently self I am skeptical of answering phone calls. Work Colleagues also do not spare you in this regard.
My problem now is I am too soft hearted, Any small story and I am already heading to my bank app to do transfer for,
Beginning of June, money I lent to a total number of 7 different people was running into almost 60,000 naira.
At the start of July, Only two people have paid me back (5000 & 4000)
Because of that I promised myself not to lend anyone money again from my salary, but Just this morning I got a call from someone I know , he was crying to me of his salary being delayed at work.
He pleaded with me to lend him #10,000 which I obliged, Knowing fully well I wont get my money back (He has borrowed 8k from me before without paying back)
I think something is wrong with me, I can even go to loan app to borrow and gift a friend if I don't Have
Same borrowing habit almost ruined my Dad, it destroyed his friendship with a close pal, he borrowed his friend #800,000 back IN 2011 when money still had value, the friend refused paying and that crumbled his business for a while.
My Mom have warned me if I continue, I might experience same.
I really need to change...
If every one should pay me money they have owed me, I would be able to buy honda baby boy
This is a bad habit I need to stop
